Avocado Crop Insurance Deadline Is November 30

  • Nov 16, 2018

It is important that California avocado growers purchase, review or modify their crop insurance policies soon as the deadline to apply for crop insurance for avocados is November 30, 2018. Crop insurance provides protection against crop production losses due to natural disasters and incidents, including:

  • Drought
  • Hail
  • Adverse weather
  • Fire
  • Earthquake
  • Excessive moisture
  • Insects and plant diseases (does not include damage due to insufficient or improper application of control measures)
  • Failure of irrigation water supply (if caused by an insurance peril during the insurance year)
  • Wildlife

All commercially grown Hass, Lamb-Hass and Gem avocados are insurable if the crop is irrigated and has reached the sixth growing season after being set out, or has produced at least 2,000 pounds of avocados per acre in one of the most recent three crop years. The insurance is available in Monterey, Orange, Riverside, San Luis Obispo, Santa Barbara, San Diego and Ventura counties.

When applying for insurance growers will be asked to provide 4 – 10 years of production records. Coverage levels range from 50 – 75 percent of the grower’s approved yield and crop insurance premiums are subsidized. To receive premium subsidies the grower must certify they meet the Highly Erodible Land Conservation and Wetland Conservation requirements.

An Avocado Crop Insurance Fact Sheet is available online. The Fact Sheet has not yet been updated for the 2020 crop but the price election for the 2020 crop has been set at $0.95 per pound for conventional avocados and $1.28 per pound for organic avocados.

Crop insurance may be purchased from private insurance agents. A list of crop insurance agents is available online.

For more information, contact the Risk Management Agency at 530.792.5870 or rsoca@rma.usda.gov.

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